What Happens After an Uber Accident? 

man with a hat looking at his phone, waiting for an uber he ordered in NYC

It is difficult to estimate how often Uber crashes occur, as this information is private. However, it is important to note that all motor vehicle accidents, including those involving Uber vehicles, can be caused by various factors such as driver error, road conditions, and vehicle malfunction. It is crucial for all drivers, including those working for ride-sharing companies like Uber, to operate their vehicles safely and responsibly to minimize the risk of accidents.

Here, the New York Uber accident lawyers at Finz & Finz, P.C. discuss what to do after an Uber accident. Contact us immediately to discuss your rights and legal options if you’ve been injured in a crash.

What Happens If I’m Injured While Riding In an Uber?

If you are injured while riding in an Uber, you may be eligible to receive compensation for your injuries and other damages. The specific process for seeking compensation will depend on the circumstances of your case. There are several options for seeking compensation after an injury while riding in an Uber:

  1. File an insurance claim against the Uber driver’s insurance.
  2. File an insurance claim against Uber’s insurance policy. Uber carries insurance coverage for its drivers, which may cover injuries to passengers in certain situations.
  3. File a lawsuit against the Uber driver and/or Uber. If the driver was at fault for the accident and you cannot reach a settlement with the insurance companies, you might need to file a lawsuit to recover the full and fair compensation you’re entitled to.

It’s essential to keep in mind that the process for seeking compensation after an injury in an Uber can be complex and may require the assistance of an experienced personal injury lawyer.

What If I’ve Been Injured in a Collision With an Uber Driver?

If you’ve been involved in a collision involving an Uber driver, it’s essential to take the following steps to protect your safety, ensure you receive necessary medical treatment, and properly document the crash.

  1. Check for injuries: If you or anyone else involved in the accident has been injured, call 911 or your local emergency number immediately. If you can do so safely, move yourself and anyone who isn’t severely injured away from the road to a safe location. Do not try to move anyone unconscious or seriously injured unless it is necessary to avoid further harm.
  2. Contact Uber: Once you have received necessary medical attention and are in a safe location, you should contact Uber as soon as possible to report the accident. You can do this by using the in-app “Help” feature or contacting Uber through the company’s website or customer service line.
  3. Gather information: It’s important to gather as much information as possible about the accident, including the names and contact information of any other drivers or passengers involved, the names and badge numbers of any police officers who responded to the scene, and the names and contact information of any witnesses. You should also take photos of the accident scene and any damage to the vehicles involved.
  4. File a police report: If the accident resulted in injuries or significant property damage, you should file a police report as soon as possible. This will help to document the accident and may be necessary for insurance purposes.
  5. Notify your insurance company: If you have car insurance, you should notify your insurance company about the accident as soon as possible. You may also want to contact a lawyer if you have any concerns about the legal implications of the accident.
  6. Keep track of your expenses: If you incur any expenses resulting from the accident, such as medical bills or the cost of repairing your vehicle, keep track of these expenses and hold onto any receipts or documentation. You could recover some of these expenses through your insurance policy or Uber’s insurance coverage.
  7. Stay calm: It’s natural to feel upset and overwhelmed after an accident, but it’s crucial to stay as calm as possible. Take deep breaths and focus on gathering information and seeking medical attention.

By following these steps, you can protect your safety and well-being after an Uber accident and ensure that the accident is properly documented and handled. Remember to stay calm and seek help if you need it, and don’t hesitate to contact Uber or your insurance company if you have any questions or concerns.

What Insurance Coverage Does Uber Provide?

Uber’s insurance policy for accidents provides coverage for drivers, riders, and third parties involved in accidents that occur during a trip booked through the Uber app. The specific details of the policy vary depending on the particular circumstances of the accident and the applicable laws in the region where the accident occurred.

For drivers logged into the Uber app and available to accept trips, Uber provides liability coverage of up to $1 million per incident. This coverage applies to accidents that occur while the driver is on a trip booked through the app and includes coverage for bodily injury to passengers, third parties, and pedestrians, as well as property damage.

The company provides limited liability coverage for drivers who are not logged into the Uber app and are not available to accept trips. This coverage includes up to $50,000 per person for bodily injury, up to $100,000 per incident for bodily injury, and up to $25,000 for property damage. This coverage is designed to protect drivers from potential liability in the event of an accident while not actively using the app to pick up passengers.

Riders injured in accidents during an Uber trip are covered by the company’s contingency insurance policy, which provides up to $1 million in coverage for medical expenses, lost wages, and other costs. This coverage is in addition to the rider’s personal insurance policies.

It’s important to note that Uber’s insurance policy is supplemental and is not intended to replace a driver’s personal auto insurance policy. Drivers are required to maintain their auto insurance coverage, and in some cases, the coverage provided by Uber may not be sufficient to cover all costs associated with an accident. In such cases, drivers may need to rely on their personal insurance coverage to make up the difference.

Contact a New York Uber Accident Lawyer

If you’ve been in a car accident and are seeking legal representation, don’t wait any longer to get the help you deserve. Our team of experienced New York City car accident lawyers is here to fight for your rights and seek maximum compensation for your injuries and losses. We have a strong track record of successful verdicts and settlements and are committed to seeing your case through to the end.

Contact us today to schedule a free consultation and take the first step toward getting your life back on track. Don’t let the insurance companies push you around – call us now and let us seek compensation for you while you focus on your recovery.


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Finz & Finz, P.C. is a New York and Long Island personal injury law firm based out of Mineola, NY. It was founded in 1984 and is highly rated, with many honors and awards of excellence.