If you were injured in an accident in New York, you might be owed significant compensation for your injuries and losses. While some accidents are truly “accidental,” many others are caused by negligence. If you were injured due to someone else’s negligence, they might owe you money for your medical bills, lost wages, damaged property, and other accident-related losses.
However, pursuing an injury claim can be challenging since the at-fault party’s insurer will often look to protect their bottom line, not to pay you what you’re rightfully owed. Fortunately, a knowledgeable injury lawyer will have the experience necessary to handle communication and negotiations with the insurance company on your behalf.
How a Personal Injury Lawyer Will Help With Your Insurance Claim
The insurance company’s goal is to save money. Any insurance adjusters you deal with will try to trick you or poke holes in your story to reduce or even deny your claim. However, a skilled personal injury attorney will be familiar with these tactics and know-how to avoid them. Insurance adjusters know they can’t get away with their usual tricks when dealing with an attorney.
Hiring a personal injury attorney will have numerous benefits for your claim, such as the following:
- Resources to gather evidence that backs up your case
- Draft the necessary paperwork
- File your claim for you before any applicable deadlines
- Handle all communications with the insurance company while you focus on your recovery
- Negotiate a settlement with the insurance company on your behalf
If the insurance company refuses to negotiate in good faith, your attorney may also file a personal injury lawsuit for you and take the insurance company to court. It’s in your best interest to retain a lawyer to fight the insurance company while you recover from your injuries.
What an Insurance Company Will Want to Know
An insurance adjuster will be assigned to your claim and conduct an independent investigation to determine how much your claim is worth. Because their goal is to save the insurance company money, their focus will be on minimizing the amount they must pay you. They’ll want to know the extent of your injuries and losses. They will also attempt to extract information that can be used to blame you for the accident, regardless of whether you are partially at fault or not.
Can a Lawyer Help After Your Insurance Claim Is Denied?
Having your claim denied can be frustrating, but you have the option to appeal the insurance company’s decision. Your appeal is more likely to succeed if you retain a personal injury attorney to handle your case. Your lawyer will request a written explanation for the denial and help you fight it.
If your insurance claim is denied or the insurance company refuses to offer you fair compensation, your lawyer might recommend filing a personal injury lawsuit and taking the at-fault party to court. This is when hiring a lawyer with trial experience will come in handy. You’ll want to have a legal team prepared to take your case as far as necessary to get you justice.
The insurance company might change its mind and offer a settlement once a lawsuit has been filed, or they might return to the negotiating table. Whether the case settles or goes to a verdict at trial, an experienced injury lawyer could help see your case through to the end.
Contact Our Personal Injury Lawyers at Finz & Finz, P.C. Today
If you were injured in an accident, contact the New York personal injury lawyers of Finz & Finz, P.C. today to handle your insurance company dispute. We are a nationally recognized injury firm that has proudly served those injured in accidents in New York since 1984. We have the skill, experience, and resources to handle any case, large or small. When an accident upends your life, call us for help.