Do I Have a Truck Accident Case?
One of the first questions many victims ask is, “Do I even have a case?” At its core, most truck accident claims are based on negligence. Simply put, negligence occurs when someone fails to act with reasonable care, resulting in injury to another person. Determining whether you have a valid claim requires establishing four key elements of negligence:
- Duty of Care: All truck drivers and trucking companies have a legal obligation to drive safely and follow the rules of the road. This duty is not just about preventing accidents – it’s about ensuring public safety on New York City’s crowded streets.
- Breach of Duty: When a truck driver or trucking company fails to uphold their duty of care, they are considered negligent. Examples of a breach include speeding, driving while fatigued, overloading cargo, or failing to maintain their vehicle properly.
- Causation: To build a successful case, you must demonstrate that the breach of duty directly caused the accident and your injuries. This often requires evidence such as police reports, witness statements, and expert testimony.
- Damages: Finally, you must show that the accident resulted in actual damages – medical bills, lost income, physical pain, or emotional suffering. The greater the damages, the more compensation you may be eligible to receive.
Truck accident cases are often more complex than standard car accident claims due to the number of parties involved and the severity of the injuries. This is why having an experienced legal team is crucial to building a strong case. Our attorneys will thoroughly investigate your accident, gather critical evidence, and consult with top experts to establish negligence and fight for the compensation you’re entitled to.
Who May Be Held Liable in an NYC Truck Accident?

Determining liability in a truck accident can be a complex process, as multiple parties may share responsibility for the collision. Understanding who is at fault is key to ensuring the injured party receives the compensation they deserve.
Truck Drivers
Truck drivers are expected to operate their vehicles with care, adhering to federal and state regulations. However, accidents caused by driver negligence—such as speeding, distracted driving, fatigue, or driving under the influence—can make them liable. When a truck driver’s reckless or careless behavior leads to a crash, they may be held accountable for the resulting damages.
Trucking Companies
Trucking companies like JB Hunt, Schneider National, and UPS frequently transport goods across New York City’s major roadways, including the Brooklyn-Queens Expressway and the Long Island Expressway. These companies can be liable for accidents if they fail to maintain their fleets, pressure drivers to exceed hours-of-service limits, or hire unqualified drivers. Their negligence in meeting safety standards can have catastrophic consequences.
Cargo Loaders
Improperly loaded cargo is a common cause of truck accidents. Cargo loaders can be held responsible if they fail to secure freight properly, overload a vehicle, or distribute cargo unevenly, leading to rollovers or load spills. Their negligence in handling cargo safely endangers everyone on the road.
Commercial Truck Manufacturers
Companies like Peterbilt, Mack, and Freightliner, along with parts manufacturers such as Bridgestone and Bosch, may be held accountable under product liability laws. If a defective vehicle part—such as faulty brakes or tires—contributed to the accident, the manufacturer may be legally responsible. Trucking accidents caused by design flaws or poor construction highlight the importance of holding these manufacturers liable to prevent future tragedies.
Our Lawyers Stand Up to Big Companies and Corporations
Truck accident cases often pit injured individuals against powerful corporations, such as trucking companies, cargo loaders, and truck manufacturers. These businesses have extensive resources at their disposal, including teams of lawyers whose primary goal is to protect the company’s bottom line. Their legal teams work tirelessly to minimize their financial liability, often attempting to shift blame onto accident victims or outright denying valid claims. Left unchecked, this can result in injured victims being shortchanged or completely denied the compensation they need to recover.
We firmly believe you shouldn’t have to face these corporate giants alone. Our attorneys are passionate advocates who know exactly how to level the playing field. We’ve helped countless families take on large companies and win by leveraging our decades of experience, deep knowledge of the law, and access to top experts. When you hire our legal team, you’re securing a fierce ally who will fight for every dollar you deserve while holding these entities accountable for their actions.
Federal Regulations Designed to Promote Safety

To prevent catastrophic accidents, the federal government has established strict regulations for truck drivers, trucking companies, and cargo-loading operations. These laws are intended to ensure that everyone involved in the transport of goods operates safely and responsibly. Unfortunately, when these standards are violated, the consequences can be devastating. Below are some key federal regulations that impact trucking safety:
- Hours of Service Rules: Truck drivers are required to adhere to limits on the number of hours they can drive without rest. These rules aim to reduce fatigue-related accidents.
- Weight and Cargo Limits: Trucks must comply with weight restrictions and rules for securing cargo to prevent improper loading, which could cause rollovers or spills.
- Vehicle Maintenance Inspection Standards: Regular inspections and repairs are required to ensure that trucks are in safe working condition before hitting the road.
- Drug and Alcohol Testing: Truck drivers must pass random drug and alcohol tests to stay compliant with the Federal Motor Carrier Safety Administration (FMCSA) guidelines.
When truck drivers or companies violate these regulations, it not only endangers lives but also strengthens your injury claim. Your experienced lawyer can investigate for violations that may have contributed to your accident, using this evidence to bolster your case and hold the responsible parties accountable.
Compensation Available in a New York City Truck Accident Case
A truck accident can cause life-altering injuries, staggering financial losses, and unimaginable emotional trauma. New York law recognizes your right to seek compensation for these damages, and we’re committed to fighting for the full amount you deserve. Depending on the circumstances of your accident, you may be entitled to different types of compensation, including:
- Medical Expenses: This includes hospital bills, surgeries, physical therapy, prescription medications, and future medical needs.
- Lost Income and Reduced Earning Capacity: Compensation for time missed from work and any long-term impact on your ability to earn income.
- Pain and Suffering: Financial recovery for the physical pain, emotional anguish, and diminished quality of life caused by the accident.
- Property Damage: Reimbursement for repairs or replacement of your damaged vehicle or other personal property.
- Wrongful Death: If you have tragically lost a loved one in a truck accident, you may be eligible to pursue damages for funeral expenses, loss of companionship, and the financial support your loved one provided.
No two truck accident cases are identical, which is why we take a personalized approach to calculating damages. By working with economic, medical, and vocational experts, we’ll ensure your claim reflects the full scope of your losses, both now and in the future.
New York City Truck Accident FAQs

Below are answers to some frequently asked questions regarding truck accident claims in New York:
What Is the Statute of Limitations for Truck Accident Cases in New York?
The statute of limitations for personal injury claims in New York is generally three years from the date of the truck accident. For wrongful death cases, you have two years from the date of your loved one’s passing to file a claim. Missing these deadlines can result in losing your right to pursue compensation, which is why it’s critical to consult an attorney as soon as possible.
What If I’m Partly to Blame for the Accident?
Even if you are partially at fault, New York follows a “pure comparative negligence” rule. This means you can still recover compensation, but the amount will be reduced by your percentage of fault. For example, if you were 20% responsible for the crash, you could still recover 80% of the total damages.
How Much Does It Cost to Hire an Experienced Truck Accident Lawyer?
At Finz & Finz, P.C., we work on a contingency fee basis, which means you don’t pay us anything upfront. We only collect a fee if we secure compensation for you through a settlement or verdict. This arrangement ensures that quality legal representation is accessible to everyone, regardless of financial resources.
How Long Will It Take to Resolve My Truck Accident Case?
The timeline for resolving your case depends on several factors, including the severity of your injuries, the complexity of the investigation, and whether the case goes to trial. While some claims settle within months, others may take longer to ensure the best possible outcome.
What If the Truck Driver Was an Independent Contractor?
Even if the truck driver is an independent contractor, you may still have legal options. Trucking companies sometimes classify drivers as independent contractors to avoid liability, but they can still be held responsible depending on the level of control they exercise over the driver’s work. An experienced attorney will evaluate the relationship between the driver and the company to determine liability.